If you're deciding whether to repair or replace central air conditioning equipment, assess the quality of your house's ductwork and insulation first.
If your air conditioner is more than eight years old, repair is probably not worth the expense, unless it's a simple problem like debris clogging the condenser unit or a worn fan belt. Still, to best weigh your repair-or-replace decision, ask your contractor to assess not just the condition of your existing equipment, but also the ducts that deliver the cool air and the overall quality of the insulation in your house. Improving those elements might increase the effectiveness of the system as much
Have You Seen Your Refi and Mortgage Options Lately?
Published: April 25, 2012
By: Dona DeZube
Three good reasons to warm up to a refinance this spring.
Low interest rates and new loan programs abound this spring, so if you assumed your refinancing and mortgage options were dismal, you’ll be surprised by these three offerings.
1. Refinance with new FHA fees
In a nutshell: FHA raised insurance premiums for new borrowers, while lowering fees for some existing customers who refinance, making comparison shopping with private mortgage insurance worthwhile. Mortgage insurance covers the lender against losses caused when borrowers stop making payments.
The details: FHA’s new insurance premium rates include a great deal for
Evaluate your yard for a patio by understanding costs, the shape of your property, and variables such as sun and shade.
In addition to helping expand usable square footage, patios add to the salability and curb appeal of your property, according to the American Society of Landscape Professionals. An attractive and functional landscape that complements the home and adds function increases value, too.
Mack Strickland of Strickland Appraisal Services, Inc., in Chester, Va., pegs patio recovery costs at anywhere from 30% to 60%, depending on the region of the country and material choices. “In general, the less elaborate and costly the improvement, the better
Forbes "25 Best Places for Business and Careers" includes five Texas cities, with Fort Worth ranked as #15. The U.S. Department of Commerce 's report states that Texas accounts for 8.7% of the nation's economy, compared to 7.4% a decade ago. And according to The Business Journals' On Numbers analysis, Texas had one of the largest gross state products in 2011 at $1 trillion, and the percentage change from 2010 to 2011 was the fourth largest at 3.31%.
**Information summarized from the Texas Assocation of Realtors