Umbrella insurance offers added homeowner liability protection that kicks in after homeowners insurance reaches its coverage limits.
Understand homeowner liability
Liability insurance covers you in the event you get hit with a lawsuit. Some of the liability risks faced by homeowners are more apparent than others. For example, a house guest takes a tumble after slipping on your hardwood floors, or a neighbor's kid falls off a swing in your backyard. Insurance agents call swimming pools, jungle gyms, and trampolines "attractive nuisances" because they draw children unable to appreciate their dangers.
Enjoy the best of today’s popular kitchen remodeling trends without busting your budget. Here are 6 ways to get your out-of-date kitchen current — and in some cases more functional — for less.
Get the trend for less:
Paint the walls white. A fresh clean coat of pristine white paint may be all you need to make your kitchen feel shiny and new. Avoid a stark “builder white” and go with a slightly warmer white instead.
Paint the cabinets white. The real question is, to DIY or not to DIY? Painting cabinets is a time-consuming job that requires a lot of prepping and priming. All the doors need to come off (where will you put them?), and you may not have the right tools
Visit HouseLogic.com for more articles like this. Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®." www.HouseLogic.com
Installing a Spa on Your Deck
By: Dave Toht
Published: November 25, 2009
Evaluate the cost of purchasing, installing, and maintaining an outdoor spa to decide if it’s a worthwhile addition to your deck.
Different types of spas and their costs
It started with that icon of laid-back living, the redwood hot tub. Before long, fiberglass versions with circulating jets appeared called “spas.” Today the terms “hot tub” and “spa” are used interchangeably, but because most units are jetted, spa is the term more commonly used. Spas range in size from two-person models costing about $2,000, to
There are so many options on the market for patio pavers, it can be hard to choose. So we’ve done the research to help you make the right choice for your home.
Brick pavers come in a variety of shapes, sizes, colors, and finishes, and can look old or new. Because they’re smaller than other pavers, they take a while to put in place, and installation costs can be higher.
You can do the job yourself for $3 to $5 per sq. ft. You’ll need to rent a brick saw — a heavy table-mounted saw that makes cutting masonry a snap. Cost: $60-$95/day. Don’t forget: You’ll need to figure out a way to get the brick saw to your house.